Do you feel the same way i do about college?

I want to go to school badly, to start learning photography. I am petrified that if i get out of school, there wont be any jobs for me and i wont be able to pay back my loans. If i wind up having to take out a loan that is. Its part of one of the things i hate most , and that is owing money. I try to avoid it at all costs but i know with college you cant. Does anyone have any suggestions? I really want to go, maybe i can just take one or 2 cles?? Would it be best to major in something and still take regular cles as well, or to just go for the specifics that i need??